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Property Insurance

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Do You Understand Food Truck Insurance?

Food trucks are quickly growing in popularity within the food industry, but a lot of food truck operators (and even some insurance agents) aren't sure what type of insurance coverage is needed. If something goes wrong and food truck insurance coverage is inadequate, even the most successful food truck will find themselves out of business. [...]

Baby Boom Generation Redefining Senior Living, Industry Continuing to Expand

The senior living industry has grown significantly over the last 20 years, expanding into different types of facilities, including assisted living facilities for those needing some level of care and nursing homes for seniors requiring continual care with daily activities. There are independent living facilities set up like apartments or condos designed to accommodate those [...]

Understanding TRIA and Terrorism Risk Insurance

On Jan. 8, 2015, Congress reauthorized the Terrorism Risk Insurance Act (TRIA), the federal terrorism risk insurance backstop. TRIA was allowed to expire on Dec. 31, 2014. The bill will be effective as soon as the president signs it, an action that is expected in before the end of the month. What is Terrorism Risk [...]

Halloween Safety Tips for Homes and Businesses

Halloween is in a few days, and many home and business owners don't realize the risks associated with the holiday. Ghosts and goblins won't do nearly as much damage as an injured child or a candle fire. Insurance Programs of America wants to remind all home and business owners to take the steps necessary to [...]

Do College Students Need Renters Insurance?

College students may not have a ton of valuables to insure, but expensive textbooks, laptops and other prize possessions can cost a lot to replace if something should happen to them. Fires, floods, and theft are all potential risks to property. In fact, the U.S. Department of Education estimates there were 31,851 campus burglaries in [...]

Expand Footprint in Commercial Insurance for Office Buildings As Market Rebounds

Class-A Properties Seeing Higher Rents, More Construction We’re experiencing good news on several fronts regarding the property market and ultimately the commercial insurance opportunities that come with it. As we previously discussed, we’re seeing a marked uptick in the construction of apartments and other multifamily buildings. We’re also seeing the condominium construction market rebound with [...]

Boomers Reshaping Senior Living Properties

In the past, we’ve addressed how retiring Baby Boomers are setting some new real estate trends when it comes to senior living with low-maintenance homes in active communities. A recent article in Multi-Housing News underscores how this population is indeed reshaping senior living now and into the future. Boomers are looking for independence when searching [...]