Posted: January 12, 2015

On Jan. 8, 2015, Congress reauthorized the Terrorism Risk Insurance Act (TRIA), the federal terrorism risk insurance backstop. TRIA was allowed to expire on Dec. 31, 2014. The bill will be effective as soon as the president signs it, an …

Tags: terrorism insurance

Posted: December 17, 2014

With today’s global economy and the growing ethnic and racial diversity found throughout the country, multicultural workplaces are becoming the norm for many agencies. Though diversity in the workplace is a positive thing, it can also present unique challenges to

Posted: November 25, 2014

Since 2012, the Affordable Care Act (ACA) has required insurers with a certain medical loss ratio (MLR) to issue a rebate to employers. Depending on the way the rebates are distributed, businesses may end up paying more for workers’ compensation …

Tags: ACA Health Insurance

Posted: November 10, 2014

A study conducted by the Duke University Medical Center found that obese workers file twice as many workers’ compensation claims, were absent from work 13 more days from a work-related injury and had seven times higher medical costs for claims …

Tags: workers compensation

Posted: October 28, 2014

Halloween is in a few days, and many home and business owners don’t realize the risks associated with the holiday. Ghosts and goblins won’t do nearly as much damage as an injured child or a candle fire. Insurance Programs of …

Tags: Business Insurance homeowners insurance safety

Posted: October 21, 2014

Not having coastal flood insurance in Florida is silly; not having coastal flood insurance in Miami is crazy.

Miami’s antiquated flood-control system was designed more than 60 years ago, before the area exploded with development and became one of America’s …

Tags: Coastal property Flood Insurance florida

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