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Miami at Risk Without Coastal Flood Insurance

October 21st, 2014|Categories: Flood Insurance, Hotels, Hurricane Sandy, Risk Management|Tags: , , |

Not having coastal flood insurance in Florida is silly; not having coastal flood insurance in Miami is crazy. Miami's antiquated flood-control system was designed more than 60 years ago, before the area exploded with development [...]

Do College Students Need Renters Insurance?

September 30th, 2014|Categories: Insurance Products, Insurance Rates, Property Insurance|Tags: , , |

College students may not have a ton of valuables to insure, but expensive textbooks, laptops and other prize possessions can cost a lot to replace if something should happen to them. Fires, floods, and theft [...]

New OSHA Regulations and Recordkeeping Rules

September 22nd, 2014|Categories: Employment Practices Liability, Employment Practices Liability Insurance, Hospitality, HotelPro, Hotels, Industry News, Industry Regulations, Insurance Products, Restaurants, Risk Management, Worker Safety|Tags: , |

Beginning January 1, 2015, establishments located within Federal OSHA jurisdiction must comply with new, expanded recordkeeping requirements. Establishments located in states operating their own safety and health programs should contact the appropriate state authority to [...]

Data Security Breach Insurance Saves Restaurants, Hotels Millions

August 28th, 2014|Categories: Uncategorized|

Last Friday, Supervalu confirmed it's investigating a data breach affecting about 200 of its grocery and liquor stores. The breach also extends to store brands sold in 2013 to AB Acquisition LLC. In all, roughly [...]

Impact of Minimum Wage Hike on Restaurants

August 15th, 2014|Categories: Restaurants|Tags: , , , , , , , , , , |

There has been a lot of talk about how the minimum wage increase in states throughout the country will affect the restaurant business. Most recently, Seattle raised its minimum wage to the highest in the [...]

Cyber Liability Risks: The New Normal for Directors & Officers

July 10th, 2014|Categories: Uncategorized|Tags: , , , , , , , |

Cyber security was once the sole responsibility of IT and not a business risk discussed in boardrooms across the country. But the landscape has significantly changed and cyber security is now a front-and-center issue for [...]