Happy New Year 2016 from Insurance Programs of America

By |December 31st, 2015|Categories: Uncategorized|

Preparing for Winter Weather

Winter weather is not just a concern for northern states; almost every part of the country can be affected by extreme cold, wind and snow storms, and flooding. When severe, winter storms can knock out power to entire facilities or even whole communities, leaving residents without electricity, heat, and communications for extended periods. The financial [...]

By |November 20th, 2015|Categories: Uncategorized|

Hotel Pool Compliance – ADA Standards

Providing equal opportunity to people with disabilities is the fundamental principle of the Americans with Disabilities Act (ADA). Historically, people with disabilities have been excluded from participating in many recreational activities, including swimming. In 2010, the Department of Justice (DOJ) changed that by publishing updated regulations under the ADA that adopted the 2010 Standards for [...]

By |September 10th, 2015|Categories: Uncategorized|

Data Security Breach Insurance Saves Restaurants, Hotels Millions

Last Friday, Supervalu confirmed it's investigating a data breach affecting about 200 of its grocery and liquor stores. The breach also extends to store brands sold in 2013 to AB Acquisition LLC. In all, roughly 1,000 U.S. grocery stores are affected, with thieves potentially getting away with account numbers, expiration dates and cardholder names from [...]

By |August 28th, 2014|Categories: Uncategorized|

Cyber Liability Risks: The New Normal for Directors & Officers

Cyber security was once the sole responsibility of IT and not a business risk discussed in boardrooms across the country. But the landscape has significantly changed and cyber security is now a front-and-center issue for directors and officers across all industries, including the hospitality segment (hotels, resorts, restaurants) and real estate industry, among others. High-profile [...]

Construction Spending Up for Hotels, Other Key Industries

In October we wrote about how commercial lending is up for real estate projects. Now, just recently released figures show construction spending for the U.S. hotel market is way up. According to U.S. Census Bureau data, spending in the hotel industry through July was up nearly 30% to $15.2 billion. Furthermore, architecture firms are also [...]

Superstorm Sandy Further Underscores Need for Specific Insurance Coverages

As businesses and residents throughout the Eastern Seaboard muddy through the devastation that Superstorm Sandy left in its wake, many are struggling with the cost of becoming whole again. Although previous storms, including last year’s Nor’easter that hit New York, New Jersey, and Connecticut, downed trees and power lines and flooded properties, highlighted the need [...]

By |November 27th, 2012|Categories: Uncategorized|