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Do You Understand Food Truck Insurance?

Food trucks are quickly growing in popularity within the food industry, but a lot of food truck operators (and even some insurance agents) aren't sure what type of insurance coverage is needed. If something goes wrong and food truck insurance coverage is inadequate, even the most successful food truck will find themselves out of business. [...]

New OSHA Regulations and Recordkeeping Rules

Beginning January 1, 2015, establishments located within Federal OSHA jurisdiction must comply with new, expanded recordkeeping requirements. Establishments located in states operating their own safety and health programs should contact the appropriate state authority to determine the start date for the new requirements. Under the new reporting requirements, employers must report the following to OSHA: [...]

Industry Survey Puts the Spotlight on Hotel Security Risks

An insurance industry survey on hotel security by Advisen, a firm providing insight into underwriting, marketing and purchasing commercial insurance, highlights several important findings. The survey respondents included Chief Risk Managers/Head of Risk Management Departments (63%), the head of Hotel Security/Loss Prevention (25%), member of Risk Management Department (6%) and Environmental Health and Safety staff [...]

Real Estate & Hotel Industries Calling for Terrorism Insurance Reauthorization

The Terrorism Risk Insurance Program Reauthorization Act (TRIPRA) is set to expire on December 31, 2014 and Congress has yet to extend it, with on-going debates taking place in the Senate on how to proceed. The insurance industry and businesses, including those in the real estate and hotel industries, have been calling on Congress to [...]

Wyndham Data Breach Update: Court Upholds FTC’s Right to Sue Hotel

Over the past couple of years, we’ve have been following and blogging about the data breach that occurred at Wyndham Hotel Group and the resulting lawsuit that the Federal Trade Commission (FTC) filed against the hotelier. We feel this is a very important issue because of the escalating risks of cyber attacks and the potential [...]

Cyber Risks, Privacy Management Rank High in Top Risks Among Execs

New researched based on a survey conducted by global consulting firm Proviti and North Carolina State University’s ERM Initiative highlights a host of significant risk drivers contributing to the risk dialogue taking place in boardrooms and executive offices throughout public and private companies in the United States. More than 370 board members and executives across [...]

More Reason for Cyber Liability Insurance: Hotel Mobile Bookings to Spike in 2014

Last month in our blog, in our discussion on cyber risk management, we cited that hotels and motels accounted for 9% of all data breaches last year. This figure is according to data made available in Trustwave’s 2013 Global Security Report. With the rise in mobile use for hotel bookings, increased implementation of cloud computing, [...]

If Passed, Could ENDA Spark an Uptick in Employment Practices Litigation?

In our blog two months ago, we covered some of the issues that are poised to potentially affect the employment practices environment, including the unconstitutionality of DOMA, an uptick in religious discrimination and age discrimination, the use of criminal background checks for employment purposes, etc. Now we have ENDA, the Employment Non-Discrimination Act, once again [...]

Cyber Risks, Data Breaches on the Rise; More Purchasing Insurance to Cover Exposure

Whether it’s a large corporation, a government agency, or small business, news of cyber security risks today is an everyday occurrence. Recently, the New York Times website was maliciously attacked by a group known as the “Syrian Electronic Army”, and although this isn’t what most companies have to worry about, it is a new twist [...]

Cyber Security Issue at Wyndham Hotels in Court Over FTC’s Authority

In July 2012, in our blog we discussed Wyndham Hotel Group’s cyber security breaches that took place from 2008-2010 and affected more than 500,000 customers, and the resulting lawsuit brought against the hotel giant by the Federal Trade Commission (FTC). The FTC had alleged that misrepresentations were made in relation to the types of security measures the group had [...]